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Indian IFSC and MICR Codes Directory

List of IFSC code, MICR code and addresses of all bank branches in India. Find verified IFSC codes quickly to use for NEFT, RTGS & IMPS transactions.

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Search IFSC Codes of major Banks in India

You can search through 1,14,000+ IFSC Codes of 179+ Banks in India. We are making earnest efforts in keeping the information updated by adding IFSC codes of banks.

What is () IFSC Branch - IFSC code?

The Indian Financial System Code (IFSC) is a 11 character code for identifying the bank and branch which an account is held. The Indian Financial System Code (IFS Code or IFSC) is an alphanumeric code that facilitates electronic funds transfer in India. The IFSC code is used both by the NEFT, RTGS and IMPS finance transfer systems. IFSC Code of () is provided by RBI. () IFSC Code identifies branch which participate in online fund transfers. IFSC code () Branch is a unique code for branch. () IFSC Code consists of 11 Characters:
(ex. AAAA00654321)
• () First 4 characters represent the entity (AAAAxxxxxxx)
• () Fifth position has been defaulted with a '0' (Zero) for future use (xxxx0xxxxxx)
• () Last 6 character denotes the branch identity (xxxxx654321)

What is () IFSC Branch - NEFT transfer?

National Electronic Funds Transfer (NEFT) is a nation-wide system that facilitates individuals, firms and corporates to electronically transfer funds from any bank branch to any individual, firm or corporate having an account with any other () branch in the country. RBI acts as the service provider and transfers the credit to the other bank account. IFSC code is required to perform online money transfer using NEFT. () NEFT transfers are also referred as e-cheques as the funds are not transferred in real-time and the funds are settled in batches. Read more info on NEFT.

What is () IFSC Branch - RTGS transfer?

'RTGS' stands for Real Time Gross Settlement, which can be defined as the continuous settlement of funds transfers individually on an order by order basis. () . The beneficiary Bank has to credit the beneficiary's account within two hours of receiving the funds transfer message. You need the () IFSC Code to identify the Branch for which you will want to transfer funds using RTGS.

What is () IFSC Branch - MICR Code?

Magnetic ink character recognition (MICR) code can be seen on bottom of cheque leaf. () MICR No is used by bank to process clearing of cheques and other operations. This code is printed by special ink and information can be read by using specific readers. MICR code () give information about bank code and account details of account holder etc. MICR code is made up of nine digits in which first 3 digits show name of city, Next 3 digits shows code of bank and last 3 digits shows name of branch of bank. () MICR codes are for secure transaction.

What is () IFSC Branch - IMPS transfer?

'IMPS' is Immediate Payment Service and it is commonly known as Interbank Mobile Payment Service. Immediate Payment Service (IMPS) is an instant interbank electronic fund transfer service through mobile phones. It is also being extended through other channels such as ATM, Internet Banking, etc. IMPS uses IFSC codes to offer a number of fund transfer services instantly in a round the clock environment.

What is () IFSC Branch - UPI?

Unified Payments Interface is a payment system launched by National Payments Corporation of India and regulated by the Reserve Bank of India which facilitates the instant fund transfer between two bank accounts on the mobile platform. Now you can download UPI apps for transactions. It is an interface that helps users to transfer money between any two bank accounts without using sensitive data.
IFSC codes to offer a number of fund transfer services instantly in a round the clock environment.


The Society for Worldwide Interbank Financial Telecommunication (SWIFT) (also known as ISO 9362, SWIFT-BIC, BIC code, SWIFT ID or SWIFT code) is a standard format of Business Identifier Codes approved by the International Organization for Standardization (ISO). It is a unique identification code for both financial and non-financial institutions. (When assigned to a non-financial institution, a code may also be known as a Business Entity Identifier or BEI.) These codes are used when transferring money between banks, particularly for international wire transfers, and also for the exchange of other messages between banks. The codes can sometimes be found on account statements. SWIFT and BIC codes are basically the same. The SWIFT code is 8 or 11 characters,
Example: BBBBUS3M489
• BBBB 4 letters: Institution Code or bank code.
• US 2 letters: ISO 3166-1 alpha-2 country code
• 3M 2 letters or digits: location code
• If the second character is "0", then it is typically a test BIC as opposed to a BIC used on the live network.
• If the second character is "1", then it denotes a passive participant in the SWIFT network
• If the second character is "2", then it typically indicates a reverse billing BIC, where the recipient pays for the message as opposed to the more usual mode whereby the sender pays for the message.
• 489 last 3 letters or digits: branch code.
Where an 8-digit code is given, it may be assumed that it refers to the primary office.

What is () IFSC Branch - SWIFT CODE ?

SWIFT Code Axis Bank Bank used to Transfer fund to International banks. SWIFTCode () are provide the broadest coverage of national bank identifiers. SWIFT Code is identifying () Country branches. SWIFT Code () is unique for each branch.

What is () IFSC Branch - BSR Code ?

Basic Statistical Return (BSR) Income Tax Department's initiative to receive information and maintain records of tax paid through banks through online upload of challan details is named as OLTAS (Online Tax Accounting System). The collecting bank branch will put a rubber stamp on the challan and its counterfoil indicating a unique Challan Identification Number (CIN) comprising of seven digit BSR Code allotted by RBI to that () branch, the date of deposit (dd/ mm/ yy i.e. six digits), and the challan serial number in 5 digits. CIN will, therefore, be unique for each challan through out the country and will be used for identifying the challan in the OLTAS.

What is BIC

Bank Identifier Code (BIC), SWIFT codes and Routing Code are basically the same.


International banks Routing Code, SWIFT codes & Bank Identifier Code (BIC)are basically the same.

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