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IFSC and MICR Codes Directory

List of IFSC code, MICR code and addresses of all bank branches in India. Find verified IFSC codes quickly to use for NEFT, RTGS & IMPS transactions.

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You can search through 1,14,000+ IFSC Codes of 179+ Banks in India. We are making earnest efforts in keeping the information updated by adding IFSC codes of banks.

What is IFSC code?

The Indian Financial System Code (IFSC) is a 11 character code for identifying the bank and branch which an account is held. The Indian Financial System Code (IFS Code or IFSC) is an alphanumeric code that facilitates electronic funds transfer in India. The IFSC code is used both by the NEFT, RTGS and IMPS finance transfer systems.

What is IFSC NEFT transfer?

National Electronic Funds Transfer (NEFT) is a nation-wide system that facilitates individuals, firms and corporates to electronically transfer funds from any bank branch to any individual, firm or corporate having an account with any other bank branch in the country. RBI acts as the service provider and transfers the credit to the other bank account. IFSC code is required to perform online money transfer using NEFT. NEFT transfers are also referred as e-cheques as the funds are not transferred in real-time and the funds are settled in batches. Read more info on NEFT.

What is IFSC RTGS transfer?

'RTGS' stands for Real Time Gross Settlement, which can be defined as the continuous settlement of funds transfers individually on an order by order basis. Bank. The beneficiary Bank has to credit the beneficiary's account within two hours of receiving the funds transfer message. You need the IFSC Code to identify the Branch for which you will want to transfer funds using RTGS.

What is IFSC IMPS transfer?

'IMPS' is Immediate Payment Service and it is commonly known as Interbank Mobile Payment Service. Immediate Payment Service (IMPS) is an instant interbank electronic fund transfer service through mobile phones. It is also being extended through other channels such as ATM, Internet Banking, etc. IMPS uses IFSC codes to offer a number of fund transfer services instantly in a round the clock environment.

What is UPI?

Unified Payments Interface is a payment system launched by National Payments Corporation of India and regulated by the Reserve Bank of India which facilitates the instant fund transfer between two bank accounts on the mobile platform. Now you can download UPI apps for transactions. It is an interface that helps users to transfer money between any two bank accounts without using sensitive data.